Poultry Farm Loans

You Have the Eggs Ready, We'll Bring the Coffee

Helping Farmers Grow

At First Service Bank, we’re passionate about helping poultry farmers get the financing they need to be successful at what they do. Whether you’re looking to start a new operation or you’re expanding a current farm, we offer low down-payment options and quick turnaround, and we never implement balloon payments. Our lending team has extensive experience in the poultry industry and will tailor your loan to meet your short- and long-term financial goals. We’re one of the top poultry farm lenders in Arkansas, and we care about helping farmers grow.

Personalized Loans

We want to help you maximize your farm’s potential. Whether you’re a small family farm, an agribusiness, or somewhere in between, we have poultry farm loans for anything that comes your way, including:

Constructing new poultry houses
Updating existing poultry houses
Updating and retrofitting existing farms
Operating lines of credit
Purchasing or refinancing farm real estate
Purchasing new equipment

Put More Eggs in Your Basket

Our lending team has decades of experience helping farmers just like you start, grow, and improve their poultry farms.
We want to meet with you to talk more! Schedule a time for us to stop by and visit with you.

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Farm Service Agency (FSA) Loans

First Service Bank is proud to be an FSA Preferred Lender. Our knowledgeable staff will work with you to meet your goals and determine which program best fits your needs. We offer the following types of FSA loans:

Farm Ownership

Fixed and variable rate options are available. Maximum loan amount is $2,037,000.
Farm Ownership Loans offer longer terms and a variety of agricultural financing needs, including:

Purchase a poultry farm
Expand an existing poultry operation
Make a down payment on a poultry farm
Purchase easements
Construct, purchase or improve poultry houses, service buildings, or other facilities essential to the farm operation
Promote soil and water conservation and protection
Loan closing costs

Farm Operating

Maximum loan amount is $300,000.
Farm Operating Loans allow access to funds for financing the operating expenses of a farm, including:

Costs associated with reorganizing a farm to improve profitability
Purchases of livestock
Purchases of farm equipment
Farm operating expenses
Minor improvements or repairs to buildings
Refinancing of certain farm-related debts
Land and water development, use, or conservation
Loan closing and borrower training costs

Small Business Administration Loans

First Service Bank is proud to be a Small Business Administration Preferred Lender. Government-backed SBA loans can provide qualified small businesses with lower down-payment options and longer repayment terms.

7(a) Loan Program

Maximum loan amount is $5,000,000.
The 7(a) Loan Program offers longer terms for a variety of financing needs. This program offers qualified borrowers loans for:

Expansion/renovation
New construction
Purchase land or buildings
Purchase equipment, fixtures, and leasehold improvements
Working capital
Refinance of debt
Inventory

SBA Express Loan Program

Maximum loan amount is $500,000.
The SBA Express Loan Program offers a streamlined borrowing process with a quick turnaround for businesses that need funds soon.
This Program offers qualified borrowers:

Meet the Lending Team

Our lending team is here to tailor your loan to meet the exact needs of your poultry farm and will walk with you through the entire process. You can feel confident knowing you’re receiving help from a team with decades of experience helping farmers like you.

Tom Grumbles

CEO & Chairman of the Board

Robin Hackett

Chief Operations Officer & Chief Mortgage Officer

Tina Jones

Government-Guaranteed Specialist & Loan Officer

Angela Golden

Branch Manager & Loan Officer

Chris Pledger

Vice President & Sr. Loan Officer

Libby Pledger

Mortgage Loan Officer

Eddie Ramsey

Vice President & Commercial Loan Officer

Spencer Day

Loan Officer & Business Development Officer

Nate Bartlett

Commercial & Business Development Officer

Kristen Varnell

Loan Assistant & Small Business & Consumer Loan Officer

Kevin Wish

Community Market President & Sr. Loan Officer

Matt Carter

Vice President & Senior Loan Officer

Morgan Miller

Mortgage Loan Officer

Brittany Witham

Branch Manager & Loan Officer

April Collins

Branch Manager & Loan Officer

Stephanie Jacks

Loan Assistant & Loan Officer

Darla McJunkins

Sr. Vice President of Commercial Loan Sales

Preston Hipp

Loan Officer & Manager

Layton Luther

Loan Officer

Amy Still

Branch Manager & Loan Officer

Roberta Switzer

Branch Manager & Loan Officer

Exceeding Our Customers' Expectations